It’s not going to be your parents’ retirement – rewarded at 65 with a gold watch, a guaranteed pension, and health insurance for life. For many people, retiring in this new century is a mystery.
Earlier generations of workers could rely on employer-provided pensions, but now many workers will need to rely on their own work-related and personal savings plus Social Security benefits. These savings have to last longer because people are living longer, often into their eighties and nineties.
If you are one of those people who want to plan – and are about 10 to 15 years from the day you retire, you may well have a “new kind” of retirement. With a longer and healthier life span, bikes, boats, planes, and RVs may be part of your life, because you are more likely than previous generations to be an active older American.
Retirement can be a time to explore new possibilities or to slow down and fully enjoy the life you spent your working years building—or it can be a bit of both. Regardless of your path, you want to ensure that this phase is as financially secure and satisfying as it can be—a process that ideally begins with your first job and continues even after retirement begins.
- Maintaining your health
- Saving and insurance planning
- Identifying activities and work to suit you;
- ….and, of course, being a savvy consumer!
FAQ
Does life insurance offer any living benefits?
Several of the policies that we offer include Living Benefit riders. Often time referred to as an Accelerated Death Benefit, these riders allow the insured to accelerate a portion of their Death Benefit if they are diagnosed with a terminal or chronic illness, or suffer from a critical illness.
Can you help me find money to start my business?
When structured properly, a life insurance policy can serve as your personal bank. If you have a permanent life insurance policy that has accumulated cash value, then you have several options that are available for funding your new venture.
I have enough life insurance and annuities. What else do you offer?
We have several referral and affiliate relationships that provide other opportunities for you to be able to build wealth.
Continue to check back for new programs and updates.
I want to make sure that my grand kids are set for life? What do you have for them?
There are several ways to leave a legacy for your grandchildren. Depending on how detailed your plan is, I can assist you in looking at the options that are available to you, and introduce you to the other team of professional that will help you make you dreams come true.
Possible Risks
Insurability. You may be insurable today, but a sudden illness, or accident can change that as soon as this afternoon. “Waiting until tomorrow” keeps you at risk for possibly not being insurable at a great rate, or not insurable at all.
Not taking action for most people is the biggest risk of all. You been “thinking about it“ all of you life. Now it’s time to take action.
I Will help you to understand:
- "Personal Legacy Banking"
- What not to do when applying for an insurance policy
- The difference between term insurance and permanent insurance
- Why annuities might be good for your financial future
- What your options are for wealth building and generating multiple streams of income.
What your options are for wealth building and generating multiple streams of income.
To find out more please call 404.721.2338 or click below: